Skopa Insights — automation and AI, straight talk https://skopa.ai/en/insights/ Skopa Insights — automation and AI, straight talk en Sideways Interest Rate Movement 2026 — Why Your Annual Budget is Now a Dangerous Tool https://skopa.ai/en/insights/rollierender-forecast-statt-budget-zinsunsicherheit/ https://skopa.ai/en/insights/rollierender-forecast-statt-budget-zinsunsicherheit/ The sideways interest rate movement in 2026 makes the annual budget a risk. A rolling cash flow forecast is now crucial for SMEs in Switzerland. Thu, 17 Sep 2026 00:00:00 GMT Emanuel Flury Planning Liquidity Budgeting SME Why Your AI Investment Often Yields No ROI — and How Process Orchestration Helps https://skopa.ai/en/insights/ki-investition-roi-prozess-orchestrierung/ https://skopa.ai/en/insights/ki-investition-roi-prozess-orchestrierung/ The ROI of AI investment often disappoints. Real value comes only from automating entire process chains, from the ERP export to the finished report. Tue, 15 Sep 2026 00:00:00 GMT Emanuel Flury Automation AI Controlling Reporting The Copilot Productivity Check: Where AI Saves Time in Excel — and Where It Doesn't https://skopa.ai/en/insights/copilot-produktivitaet-excel-finanzteams/ https://skopa.ai/en/insights/copilot-produktivitaet-excel-finanzteams/ An analysis of Copilot for finance productivity: where AI genuinely saves time in Excel, and where automation of entire processes falls short. Sat, 12 Sep 2026 00:00:00 GMT Emanuel Flury Automation Copilot Excel Reporting Dashboard or monthly report: the question before the tool question https://skopa.ai/en/insights/dashboard-html-oder-power-bi/ https://skopa.ai/en/insights/dashboard-html-oder-power-bi/ Power BI or a report as a single file? The decision does not hang on the tool but on the purpose — licences, retention and upkeep, one at a time. Mon, 07 Sep 2026 00:00:00 GMT Emanuel Flury Reporting Power BI Dashboards SMEs Does a model have to compute on every single run? https://skopa.ai/en/insights/ki-bei-jedem-lauf/ https://skopa.ai/en/insights/ki-bei-jedem-lauf/ Many automations let a language model compute on every run. What that costs, what it means for reproducibility, and where a model is still the right choice. Fri, 28 Aug 2026 00:00:00 GMT Emanuel Flury AI Architecture Reproducibility Cost What sits behind “amortised in five months” https://skopa.ai/en/insights/amortisation-automatisierung/ https://skopa.ai/en/insights/amortisation-automatisierung/ Where the payback figures in automation offers come from, what they count, what they leave out — and how to build a number of your own that holds up. Fri, 28 Aug 2026 00:00:00 GMT Emanuel Flury Payback Automation Decision SMEs What the Magic Quadrant doesn't tell you about your company https://skopa.ai/en/insights/magic-quadrant-kmu/ https://skopa.ai/en/insights/magic-quadrant-kmu/ The Magic Quadrant measures the size of the vendor, not the fit to your company. What the grid shows, what it leaves out — and seven questions that say more. Tue, 25 Aug 2026 00:00:00 GMT Emanuel Flury Software selection Evaluation Financial close SMEs The consultant who can build — and what it means for your finance department https://skopa.ai/en/insights/berater-oder-entwickler-kmu/ https://skopa.ai/en/insights/berater-oder-entwickler-kmu/ BCG's North America chair counted his own staff and found “double the workforce”. What that shift means in practice for Swiss SMEs. Sun, 16 Aug 2026 00:00:00 GMT Emanuel Flury Consulting Software AI SME Will e-invoicing become mandatory in 2026? What actually applies to Swiss SMEs https://skopa.ai/en/insights/e-rechnung-schweiz-pflicht/ https://skopa.ai/en/insights/e-rechnung-schweiz-pflicht/ No, there is no general e-invoicing mandate for Swiss SMEs. What actually applies, what is coming via the EU — and what pays off regardless. Sat, 15 Aug 2026 00:00:00 GMT Emanuel Flury E-invoicing eBill Compliance SMEs How to tell when a process is worth automating https://skopa.ai/en/insights/prozess-automatisieren-lohnt/ https://skopa.ai/en/insights/prozess-automatisieren-lohnt/ The process that hurts loudest is rarely the costliest. Five marks of a good candidate — and when to leave it alone. Thu, 18 Jun 2026 00:00:00 GMT Emanuel Flury Process automation Decision-making SME Why many Swiss SMEs still plan in Excel — and what it costs them https://skopa.ai/en/insights/schweizer-kmu-excel-planung/ https://skopa.ai/en/insights/schweizer-kmu-excel-planung/ The spreadsheet isn't the problem — the gut feel it hides is. What planning in Excel costs, and where the limit runs. Wed, 27 May 2026 00:00:00 GMT Emanuel Flury Forecasting Planning SMEs Excel AI in the enterprise, without losing control: Human-in-the-Loop and audit log https://skopa.ai/en/insights/ki-ohne-kontrollverlust/ https://skopa.ai/en/insights/ki-ohne-kontrollverlust/ The question with AI isn't “can it?” but “who answers for it?”. Two building blocks that make control and automation compatible. Thu, 30 Apr 2026 00:00:00 GMT Emanuel Flury AI Governance Human-in-the-Loop Audit log revised FADP/revDSG